
Your Award Winning Michiana Mortgage Team
My mission is to carefully guide my clients through the entire home loan process so they feel confident about the important financial decisions they are making.
- Jonathan McKinnies
- NMLS #226786
- 54505 26th Street,Suite F
- South Bend,IN 46635

Hannah Jozwiak
NMLS#: 1638397
Licensed Team Production Manager – Preapproval Specialist
Hannah helps oversee the operations of the entire McKinnies Team, with a primary focus on being a preapproval expert. When a new borrower contacts our team, Hannah helps ensure a first class borrower experience when issuing speedy and trustworthy preapproval letters.

Laura Smith
NMLS#: 1136580
Licensed Transaction Manager – Contract to Closing Specialist
Once a borrower has a new contract on a home or they begin the refinance process, Laura will help our clients navigate the mortgage experience all the way to a successful loan closing. You can trust that Laura will never leave the borrower or our Realtor partners wondering what is happening. Laura also helps provide service after the loan closes. She ensures we provide unmatched communication you can count on.

Mary Dunbar
NMLS#: 125042
Licensed Production Partner and Marketing Assistant
Mary does a little bit of everything for the team! She primarily helps the team with loan file quality, by reviewing our borrower’s loan files to make sure we are issuing trustworthy preapprovals. Mary also helps the team with business development initiatives and various marketing strategies.

Sara McKinnies
NMLS#:
Personal Marketing Assistant
Sara helps Jonathan with marketing initiatives and database management. Sara’s primary objective is to help Jonathan serve his VIP clients and business partners with uncompromising excellence.
Pre-approvals you can trust. Communication you can count on.
Jonathan began his career in the mortgage industry in 2006. His team consistently serves over 200 families per year in the Michiana (South Bend, Elkhart, Mishawaka, Goshen, Niles, Benton Harbor) area. He joined Hallmark Home Mortgage in 2009 where he has been consistently recognized as a member of the Hallmark Home Mortgage Hall of Fame; an award given only to the top producing loan officers in the company. He’s achieved this success by focusing on the people he serves. A mortgage transaction is about a person’s HOME, and Jonathan keeps this in mind by carefully guiding his clients through the entire home loan process, so they can feel confident about the decision they are making.
Nearly 100% of Jonathan’s current clients are referrals from previous satisfied customers, real estate agents, and other business partners in the Michiana area. The mortgage lending process is increasingly complicated, make it easy by trusting a professional award winning team.
Awards and Honors
2018 Ranked #1 Mortgage Lender in South Bend and #9 in Indiana by “Ask a Lender”
2018 South Bend Regional Chamber of Commerce 40 Under 40 Class
2017 Ranked in top 10 loan officers nationally for customer satisfaction on Social Survey
2017 Greater South Bend Mishawaka Association of Realtors Affiliate of the Year
Hallmark Home Mortgage 2015 MVP Award and 2016-2017 President’s Club
Purchase and Refinance Options
Through Hallmark Mortgages, I am able to offer a variety of loan products designed to meet the unique needs of a buyer.
Conventional
Construction
Bond Loans
Doctor Loans
FHA Loans
Toolbox Loans
USDA Loans
VA Loans
Purchasing or Refinancing a Home? Let's Get Started.
Testimonials
Katie C.
Mar/15/2025
★★★★★
Mishawaka, INMar/15/2025
"Everyone that we had communication with through our process was amazing. Best team!"
Kennedy R.
Mar/04/2025
★★★★★
Mishawaka, INMar/04/2025
"Frequent communcation, someone was always willing to take time to explain things to me I might not understand, everyone was very approachable"
Joshua K.
Dec/30/2024
★★★★★
South Bend, INDec/30/2024
"We have used Hallmark for several home purchases and Jonathan’s whole team remains competent, clearly communicates, and responds quickly every time. They take the stress out of the mortgage aspect of buying a home ."
Cassandra P.
Feb/24/2025
★★★★★
Osceola, INFeb/24/2025
"Jonathan and his team kept in touch keeping us updated the whole time worked with our schedules and was very helpful with explaining anything we didn’t understand overall they just did an amazing job"
Matthew G.
Feb/23/2025
★★★★★
Granger, INFeb/23/2025
"The McKinnies Team is very responsive and have a great process for meeting the needs of their customers from a handy online portal to verbal/written communications. They are dilligent in getting a loan application from A to Z while keeping the customer informed at every step. Overall the McKinnies Team is personable, trustworthy and willing to educate customers on current market conditions and best practices in lending."
Hark L.
Feb/21/2025
★★★★★
South Bend, INFeb/21/2025
"They helped me throughout the whole process and helped veterans achieve their ability to use a VA home loan. I would recommend them to anyone ."
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Podcast with Jonathan McKinnies

Purpose and Performance Podcast with Jonathan McKinnies
There are two goals that all people should aspire to achieve in life: understand our purpose and improve our performance.
Leading – Being willing to lead yourself and others – Interview with South Bend Schools CFO, Kareemah Fowler
byJonathan McKinnies
Leadership and growth go hand in hand. The mark of a true leader is not that you have grown to a certain level in life, when you seemingly have all the answers or when you have achieved a specific job title. Among many characteristics, one mark of a true leader is when one humbly takes responsibility and has a willingness to take action. In this powerful interview, Kareemah Fowler shares her thoughts on the topic of leadership. From her formidable high school years through her leadership role as City Clerk and now the CFO of South Bend Community School Corporation, Kareemah has developed a perspective of what it takes to listen, learn and lead all at the same time. Leadership starts with your personal decisions, by holding yourself responsible and then it can dramatically impact those around you. There are some tremendous nuggets of truth one can get from this episode. Listen in and learn what it takes to be an effective leader.

January 30, 2020
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December 19, 2019
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November 21, 2019
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October 24, 2019
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5.0 star review received on Experience.com for Jonathan McKinnies Team by Nancy A H - Every step was clearly explained and the staff were all sympathetic to my concerns and my inexperience with technical procedures. They were very flexible as figures changed.
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Do you have questions about buying a home? We have the answers. Contact us today. https://www.hallmarkhomemortgage.com/meet-our-team #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage #Mortgage #MortgageLender
5.0 star review received on Experience.com for Jonathan McKinnies Team by Courtney E B - We had worked with Jonathan and his team previously and they never disappoint. Their communcation, friendliness and knowledge did not go unnoticed. We appreciate them!
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The Hallmark Difference
Hallmark Home Mortgage was built around people, the people who entrust us with the financing of their home and the people who work to ensure that financing is successful. Our experienced and dedicated professionals guarantee that Hallmark lives up to its name by providing unmatched quality and a long-standing tradition of service.
We strive to enrich the lives of our employees, as well, and value the time and talent they spend serving Hallmark’s customers and our greater communities.
If you've loved the experience we've provided, spread the joy. Refer your friends and family to help them secure their dream home. Fill out our referral form today.
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Contact Us
Send Us a Message
Corporate Contact
7421 Coldwater Road
Fort Wayne, IN 46825
Toll Free: 888.490.1428
Main Office: 260.469.0900
Complaints
Complaints may be directed to Hallmark at 855.249.7731 or an email may be sent to:
complaints@1hallmark.com